Yields on cash and short-term assets are almost non-existent in today’s low interest rate environment. With our cash alternative program:
- Receive an annual net yield ranging from 3% to 6%.
- Preserve safety and liquidity.
- Enjoy increased yields, as interest rates rise.
- Share a death benefit with employees as an additional incentive.
Increasing yields and offsetting executive benefit expenses.
Attract and Retain Key Employees
Nonqualified benefit plans used to attract and retain nonprofit executives can be excessively complex, risky, and inefficient. Improve existing plans and install new ones to:
- Maximize tax-efficiency.
- Provide liquidity.
- Promote flexibility.
- Offer case of administration.
Our iGift Legacy Program provides benefits the nonprofit now and at the insureds passing, making it a more desirable option than traditional “charitable plans.”
The charity can:
- Access 100% of the gifted dollars from day one, without surrender charges.
- Insure someone other than the donor, if age and health dictate.
- Enjoy a competitive rate of return on gifted dollars with no market risk.
- Take advantage of a significant death benefit paid to the charity at insureds passing.