Partner & Shareholder

David has over twenty years of experience in law, insurance, and communications, and brings a valuable and unique perspective to the planning process. He is a conscientious planner who specializes in working with other professionals and their clients to address business succession, executive retirement, estate planning, and life insurance matters. David is an excellent listener who cares deeply about meeting clients’ individual goals and objectives.

David frequently authors special reports on advanced planning techniques and speaks on behalf of the firm at conferences, seminars, and events, including CalCPA/UCSD Tax & Accounting Institute, National Association of Surety Bond Producers, and Healthcare Financial Management Association. He regularly provides continuing education to attorneys, accountants, fiduciaries, and other professionals.

David is active with local charities. He currently serves as treasurer of the North County Estate Planning Council and was recently the Southern California membership chair of the Family Business Association of California. David served as president and board member of Center for Community Solutions for seven years and provided of pro bono services to the U.S.S. Midway Museum and Palomar College Foundation. He is also recognized as a Trusted Charitable Advisor at the Jewish Community Foundation of San Diego.

David received his B.A. in Political Science from the University of California at Santa Barbara, and his juris doctor (J.D.) from California Western School of Law in San Diego. He holds insurance licenses in many states. David resides in San Diego, California with his wife and their two children.

CA License #0C90752

Recent Speaking Engagements:

Best Practices in Executive Compensation for Nonprofit Organizations: Attracting, Rewarding & Retaining Key Talent
University of San Diego Nonprofit Governance Symposium
January 2021

Protecting Yourself and Your Family: Coordinating Your Shareholders’ Agreement with Your Retirement and Estate Plan
Educational Webinar with Witham, Mahoney & Abbott and Vantage Point Advisors
September 2020

Take me Back to my EBITDAC: Maximizing Business Value and Managing Risk in a COVID-19 World
Educational Webinar with Alliant Insurance and RA Capital Advisors
September 2020

How Your Association Can Earn 3%-to-6% on Days Cash on Hand…Without Sacrificing Safety or Liquidity
Association Trends Nonprofit Finance & Grant Summit
September 2020

Protecting Yourself, Your Family, and Your Company: Succession Planning for Privately-held Business Owners
Renaissance Executive Forums Inland Empire CEO/Owner Group
September 2020

Life Insurance Industry Opportunities and Impacts During COVID-19
East Coast / West Coast LIVE with Dani Rocco & Mike Flynn
June 2020

Avoiding Market Downturns – A Better Way to Maximize Your Clients’ Retirement and Deferred Compensation Plans
Educational Webinar
April 2020

Executive Benefits on NCUA Section 20: There IS a Better Option Than Owning Volatile Securities as an “Otherwise Impermissible Investment”
Educational Webinar
April 2020

The State of Credit Union-Owned Life Insurance: How Falling Interest Rates and Market Volatility are Impacting Credit Union-Owned Life Insurance Carriers and Policies
Educational Webinar
April, May, July & September 2020

STOP THE PANIC! A Proven Solution for Defense Industry Companies Despite Turmoil and Low Interest Rates
Educational Webinar
April 2020

Life Insurance Best Practices 2020 (CE provided)
Signature Analytics
January 2020

Liquidity Plus Program for Nonprofit Organizations (CE provided) 
Pro Back Office Advisory Group
December 2019

How Your Association Can Earn 3%-to-6% on Days Cash on Hand…Without Sacrificing Safety or Liquidity
Thompson Reuters / Association Trends Nonprofit Finance & Accounting Summit, Washington, D.C.
September 2020

Life Insurance Best Practices 2019 (CE provided)
Pro Back Office Advisory Group
August 2019

Defense Contractors: Retain Key Employees & Increase the Value of Your Business – Without Giving up Equity
Sheppard Mullin Richter & Hampton
May 2019

Preserving Family Real Estate Assets and Transitioning Between Generations – Part II
North County Estate Planning Council – San Diego
May 2019

Maximizing Business Value and Coordinating Your Succession and Estate Plan for Owners of Real Estate Development, Construction and Contracting Businesses
February 2019

Attract, Reward, and Retain Your Most Valuable Employees – Without Giving up Equity
Entrepreneurs’ Organization
December 2018

Days Cash on Hand: Improving Yields in a Low Interest Rate Environment While Preserving Safety and Liquidity (CE provided)
Healthcare Financial Management Association – Oregon
October 2018

Dispelling Myths and Misconceptions of Life Insurance and Gaining a Better Understanding of the Solutions that Life Insurance can Provide (CE provided)
North County Estate Planning Council – San Diego
September 2018

How Trusted Advisor Coordination Benefits Clients
ProVisors Estate & Business Succession
February 2018

Cash Alternatives for Nonprofit Community Health Centers
Health Center Partners
October 2017

Cutting Through the Weeds: Life Insurance Concepts for the 99% (CE provided)
North County Estate Planning Council – San Diego
December 2015

A Deeper Dive into Funding Buy-Sell Agreements and Key-Man Protection (CE provided)
TGG Accounting
May 2015

The Importance of Business Perpetuation Planning to You, Your Family and Your Company
BBSI, Inc.
February 2015

Benefit-Focused Defined Benefit Plans and Single Premium Life (CE provided)
LevitZacks CPAs
February 2015

Cash Alternatives for Business Perpetuation & Estate Planning (CE provided)
McKenna Long & Aldridge law firm
February 2015

Surety Bond Alternatives
National Association of Surety Bond Producers
July 2014

Strategic Uses of Life Insurance in Planning for Small Businesses (CE provided)
December 2013

The Importance of Business Perpetuation Planning to You, Your Family and Your Company
Core Compliance & Legal Services Annual Symposium
November 2013

Saving Your Family-Owned Business Money on Taxes
Family Business Association of California
November 2013

The Importance of Business Perpetuation Planning to You, Your Family and Your Company
Renaissance Executive Forums – Ontario, San Clemente, and Temecula
June and September 2013

Best Practices and Reducing Liability for Family Lawyers: Educating Clients on Basic Insurance, Investment, Business and Estate Planning Concepts (CE provided)
Dishon & Block, Minyard Morris, Moore Schulman & Moore, and Phillips Whisnant law firms
January and March 2013

The Financial Impact of the November 6 Election and How to Plan with Confidence
Cavignac & Associates
November 2012

The Strategic Use of Deferred Compensation and its Impact on the Bottom Line
May 2011

Strategies to Enhance and Protect Your Business
Renaissance Executive Forums – San Diego
January 2011

Strategic Uses for Life Insurance in Business Planning (CE provided)
RSM McGladrey
November 2010

Planning Opportunities With the 2010 Tax Act (CE provided)
Polito Eppich, CPAs
January 2010

Today’s Planning Opportunities for Real Estate Investors
CA Apartment Owners Association
November 2009

Tax-Advantaged Exit Strategies from Life Insurance Contracts: Opportunities, Pitfalls, and Case Studies (CE provided)
CalCPA – North County San Diego Chapter
May 2008

Estate Planning for High Net Worth Clients: Opportunities in Uncertain Economic Times (CE provided)
CalCPA/UCSD Tax & Accounting Institute
November 2008